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Calgary Homes for Sale Under $400,000
Explore Calgary homes priced from $300,000 to $399,999, including condos, townhouses, semi-detached properties and detached homes when available.
Browse Calgary homes for sale under $400,000 and compare residential properties across a range of communities and housing styles. Within the $300,000 to $399,999 price range, buyers may find apartment condos, townhouses, semi-detached homes and, depending on location and market conditions, some detached houses.
The strongest option is not always the property with the most square footage. Monthly condo fees, parking, storage, renovation quality, location, future maintenance and overall carrying costs can make two similarly priced Calgary homes very different ownership experiences.
- Condos & Apartments Compare monthly fees, parking, storage, building condition, reserve-fund information and included utilities as well as the individual unit.
- Townhouses & Attached Homes Look at ownership structure, exterior maintenance responsibilities, yard space, parking and whether the property is condominium or non-condominium.
- Detached Opportunities Detached homes can appear under $400,000, but condition, age, lot, garage and future maintenance costs deserve careful comparison.
What to Compare in Calgary Homes Under $400,000
At this budget, property type can make a major difference. A newer condo may offer lower immediate maintenance but monthly fees, while an older townhouse or detached home may provide more space and land but place more responsibility for repairs and exterior upkeep on the owner.
For condos, review more than the asking price. Monthly fees, reserve-fund planning, parking and storage rights, bylaws, building insurance and any known or proposed special assessments can materially affect affordability.
For older attached or detached properties, pay closer attention to roofing, windows, heating systems, plumbing, electrical components, basement condition, drainage and renovation history. A lower purchase price can be less attractive if significant repairs are expected soon after possession.
Explore More Calgary Homes
Interested in a Calgary home under $400,000?
Send Diane the property address or MLS® number to request additional information, compare it with similar properties or arrange a private showing.
Phone/Text: 403.397.3706
Email: diane@mypadcalgary.com
Contact Form: Ask About a Calgary Property
Explore Calgary Homes for Sale by Price Range
Compare Calgary real estate across different budgets and see how property type, size, location and features can change from one price range to the next. The current page focuses on homes priced from $300,000 to under $400,000.
Calgary Homes for Sale Under $400,000
Homes for Sale Under $400,000 Calgary | $300K–$400K
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3210 740 Legacy Village Road SE in Calgary: Legacy Apartment for sale : MLS®# A2324858
3210 740 Legacy Village Road SE Calgary T2X 6A6 
$399,999Residential- Status:
- Active
- MLS® Num:
- A2324858
- Bedrooms:
- 2
- Bathrooms:
- 2
- Floor Area:
- 1,023 sq. ft.
Deal Alert! This home is only 1 year old and price well below last years price. It This exceptional 1,023 sq. ft. second-floor corner unit, where luxury finishes, abundant natural light, and an ideal floor plan create a home that truly stands apart. Showcasing a beautiful, timeless neutral palette selected for discerning tastes, this home blends elegance with everyday comfort. With windows on two sides, desirable south and east exposure, and two covered patios, this bright and spacious home offers the perfect balance of indoor comfort and outdoor enjoyment. The beautifully upgraded kitchen is designed to impress, featuring Noble White quartz countertops, a stunning marble herringbone Calacatta polished tile backsplash, premium 42” shaker cabinetry with additional upper cabinets, brushed nickel hardware, an extended island with seating, an additional bank of drawers for exceptional storage, an undermount sink, upgraded chrome faucet, stylish pendant lighting, and pot lights. Thoughtfully designed with abundant cabinetry, storage, and workspace, it is as functional as it is beautiful. The open-concept living and dining area is warm and inviting, offering seamless access to the dual covered patios—ideal for morning coffee, entertaining, or relaxing in the sunshine throughout the day. Weathered Canvas luxury vinyl plank flooring, Perla Grigia matte tile, and Putty Gray carpeting complement the sophisticated interior. The thoughtfully designed layout provides excellent privacy, with the spacious primary suite on one side of the home and the generous second bedroom on the other. The primary retreat features custom closet organizers and a luxurious ensuite with dual undermount sinks, quartz countertops, a shower with a glass door, and an added bank of drawers providing exceptional storage and functionality. The main bathroom is beautifully appointed with quartz countertops, an undermount sink, and a relaxing soaker tub. The current owners have further enhanced the home with three ceiling fans and central air conditioning, providing year-round comfort. Additional features include a titled heated underground parking stall and a separate storage locker. Perfect for professionals, downsizers, first-time buyers, or anyone seeking a lock-and-leave lifestyle, this immaculate home is ideally located close to shopping, restaurants, schools, parks, playgrounds, and extensive walking and cycling pathways, with quick access to both Macleod Trail and Stoney Trail. Beautifully upgraded, exceptionally bright, and offering one of the finest corner locations in the complex, this move-in ready home is a rare opportunity in the award-winning community of Legacy. More detailsListed by Real Broker- DIANE RICHARDSON
- CIR REALTY
- 1 (403) 397 3706
- Contact by Email
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767 Whitehill Way NE in Calgary: Whitehorn Semi Detached (Half Duplex) for sale : MLS®# A2339345
767 Whitehill Way NE Calgary T1Y 3E6
$399,999Residential- Status:
- Active
- MLS® Num:
- A2339345
- Bedrooms:
- 3
- Bathrooms:
- 3
- Floor Area:
- 1,106 sq. ft.
Welcome to 767 Whitehill Way NE, a well-cared-for, freshly painted two storey home in Whitehorn with 3 bedrooms, 2.5 bathrooms, a fully finished basement, and no condo fees. The current owners have kept this home in great shape since the day they bought it, and it shows. The main floor is bright and practical, with a comfortable living room, an updated kitchen with a full appliance package, laminate flooring, and a handy half bath. Upstairs are three good-sized bedrooms and a full bathroom. The finished basement is where this home really surprises you: two separate rec rooms give you flexible space for a family room, home office, gym, or guest space, and either one could be converted into a bedroom down the road (with City approval) if you need it. You'll also find a 4PC washroom and a wet bar downstairs, ready for movie nights and game days. Outside, the sunny southeast-backing yard is a great spot for kids, pets, or summer barbecues. The backyard fence will be replaced with brand new fencing before possession day, so you move in with that job already done. Off the paved back lane there's a gravel pad with parking for three vehicles, with plenty of room to build an oversized double garage later if that's on your list. The location is hard to beat. Minutes to the Whitehorn C-Train station, schools, and playgrounds, with Sunridge Mall, Superstore, and everyday shopping just minutes away. Commuting is easy too, with quick access to 16th Avenue, 32nd Avenue, McKnight Blvd, and Stoney Trail Solid home, unbeatable convenience, and a price point that works for first-time buyers and investors alike. Book your showing today, because homes in this pocket don't sit long. More detailsListed by Century 21 Bravo Realty- DIANE RICHARDSON
- CIR REALTY
- 1 (403) 397 3706
- Contact by Email
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84 Brae Glen Lane SW in Calgary: Braeside Row/Townhouse for sale : MLS®# A2339552
84 Brae Glen Lane SW Calgary T2W 1B6
$399,999Residential- Status:
- Active
- MLS® Num:
- A2339552
- Bedrooms:
- 3
- Bathrooms:
- 3
- Floor Area:
- 1,448 sq. ft.
Welcome to this inviting 3 bedroom townhome offering a functional 4 level split layout and a fantastic location backing onto peaceful greenspace. The spacious design provides plenty of room for both everyday living and entertaining, with a bright and comfortable atmosphere throughout. The primary bedroom features a convenient 2 piece ensuite, while two additional bedrooms provide flexibility for family, guests, or a home office. Enjoy the added privacy and natural setting of backing directly onto greenspace which is a wonderful spot to relax and enjoy the outdoors. Ideally located close to schools, shopping, parks, and the Southland Leisure Centre, this home offers easy access to recreation and everyday amenities. A great opportunity for first time buyers, families, or investors looking for a well located townhome with a unique multi-level layout and greenspace behind. Call your favourite Realtor today to book your private viewing. More detailsListed by Century 21 Masters- DIANE RICHARDSON
- CIR REALTY
- 1 (403) 397 3706
- Contact by Email
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306 1441 23 Avenue SW in Calgary: Bankview Apartment for sale : MLS®# A2349582
306 1441 23 Avenue SW Calgary T2T 0T6
$399,999Residential- Status:
- Active
- MLS® Num:
- A2349582
- Bedrooms:
- 2
- Bathrooms:
- 2
- Floor Area:
- 1,077 sq. ft.
UPDATED CONDO | CITY SKYLINE VIEWS | 9-FT CEILINGS | TITLED UNDERGROUND PARKING Welcome to Valhalla View! Offering nearly 1,100 sq. ft. of thoughtfully designed living space, this bright and inviting 2-bedroom, 2-bathroom condo combines modern updates with an exceptional inner-city location. The open-concept layout features 9-ft ceilings, a sleek modern white high-gloss kitchen, upgraded stainless steel appliances, and ample storage. The spacious living and dining areas are perfect for everyday living and entertaining, with a cozy corner gas fireplace adding warmth and character. The generously sized primary bedroom features dual closets with organizers, an additional storage closet, and a private ensuite with a large walk-in shower. The second bedroom is ideally situated on the opposite side of the unit for added privacy, with convenient access to a full 4-piece bathroom. Step outside to your spacious balcony and enjoy spectacular city skyline views, complete with a gas line for your BBQ. Additional highlights include titled underground parking in a secure parkade with excellent ceiling height to accommodate a variety of vehicles, plus dedicated bicycle storage. Pet-friendly building, subject to board approval. Enjoy a lifestyle that puts you close to everything while offering a peaceful place to call home. Walk or bike to downtown, trendy 17th Avenue, the Bow River, nearby pathways, unique shops, award-winning restaurants, cafés, pubs, and nightlife. With convenient transit access and an abundance of street parking, this location truly delivers the best of inner-city living. An ideal opportunity to enjoy comfort, convenience, and incredible city views. Book your private showing today! More detailsListed by Royal LePage Blue Sky- DIANE RICHARDSON
- CIR REALTY
- 1 (403) 397 3706
- Contact by Email
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252 Templeview Way NE in Calgary: Temple Semi Detached (Half Duplex) for sale : MLS®# A2354106
252 Templeview Way NE Calgary T1Y 3Y9
$399,999Residential- Status:
- Active
- MLS® Num:
- A2354106
- Bedrooms:
- 3
- Bathrooms:
- 2
- Floor Area:
- 1,140 sq. ft.
This beautifully renovated half duplex offers the perfect combination of modern updates, functionality, and room to grow. Whether you're a first time buyer, growing family, or investor, this move in ready home offers incredible value in an established Calgary neighbourhood. The current owner has recently completed extensive renovations throughout the home, including brand new flooring, fresh paint, new appliances, and new toilets. All windows were replaced in 2024, and the home also features a newer washer and dryer. The furnace motor was also recently replaced ! Inside, you'll find a bright and welcoming layout with three generously sized bedrooms, comfortable living spaces, and large windows that bring in plenty of natural light. With so many updates already completed, you can move in and enjoy your new home without the hassle of taking on renovations. One of the standout features of this property is the oversized backyard. Situated on a pie-shaped lot, the yard offers plenty of space for summer BBQs, entertaining, gardening, or for children and pets to play. Need additional parking? The rear fence can easily be opened to accommodate multiple vehicles, a trailer, or recreational toys, while the front parking pad provides convenient everyday parking. Located in the well established community of Temple, you'll be just minutes from parks, schools, shopping, public transit, and everyday amenities. With extensive renovations, a massive backyard, flexible parking options, and a convenient location, this home has so much to offer. Book your private showing today and see everything 252 Templeview Way NE has to offer! More detailsListed by Premiere Realty Direct- DIANE RICHARDSON
- CIR REALTY
- 1 (403) 397 3706
- Contact by Email
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565 Abinger Road NE in Calgary: Abbeydale Row/Townhouse for sale : MLS®# A2356644
565 Abinger Road NE Calgary T2A 6M4
$399,999Residential- Status:
- Active
- MLS® Num:
- A2356644
- Bedrooms:
- 4
- Bathrooms:
- 3
- Floor Area:
- 1,068 sq. ft.
Welcome to this beautifully renovated NO CONDO FEE townhouse offering modern finishes, functional living space, and exceptional value for families and investors alike. Located in the established community of Abbeydale. The bright and inviting main floor features a spacious living room highlighted by a brand-new fireplace, a stylishly updated kitchen complete with new stainless-steel appliances, quartz countertops, and ample cabinetry, plus a convenient 2-piece powder room. Upstairs, you'll find three generously sized bedrooms and a fully renovated 4-piece bathroom, providing comfortable space for the whole family. The fully finished basement expands your living area with an additional bedroom, another full bathroom, dedicated laundry area, and a versatile recreation room perfect for guests, teenagers, movie nights or a home office setup. Recent upgrades include a new furnace. With no condo fees, low maintenance living, and plenty of space across all three levels, this move-in-ready home is an incredible opportunity. Close to schools, easy access to 16th ave, Stoney and Deerfoot Trails. Don't miss your chance to own this stunning renovated home! More detailsListed by CIR Realty- DIANE RICHARDSON
- CIR REALTY
- 1 (403) 397 3706
- Contact by Email
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409 30 Walgrove Walk SE in Calgary: Walden Apartment for sale : MLS®# A2337382
409 30 Walgrove Walk SE Calgary T2X 4M9
$399,998Residential- Status:
- Active
- MLS® Num:
- A2337382
- Bedrooms:
- 2
- Bathrooms:
- 2
- Floor Area:
- 954 sq. ft.
Stylish and inviting and move-in ready! This TOP FLOOR 2 bedroom, 2 bathroom condo in Walden offers 954 sq. ft. of bright living space with a trendy, modern feel. The updated kitchen features crisp white cabinetry, quartz countertops, stainless steel appliances, a subway tile backsplash and a large island with plenty of seating. The open-concept living and dining area is spacious and filled with natural light, with easy access to the huge wraparound balcony—an amazing spot for morning coffee, summer BBQs or simply enjoying the views. The primary bedroom offers a walk-in closet and 4-piece ensuite, while the second bedroom is a great size and is conveniently located near the main 4-piece bathroom. You'll also appreciate the in-suite laundry and durable luxury vinyl plank flooring throughout. Being on the top floor means no one above you, and the large balcony gives you an impressive amount of outdoor space rarely found in a condo. Located close to shopping, restaurants. Being built by Logel homes this building also features a skim coat of thinset concrete on every floor making the building extremely quiet! More detailsListed by eXp Realty- DIANE RICHARDSON
- CIR REALTY
- 1 (403) 397 3706
- Contact by Email
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705 433 11 Avenue SE in Calgary: Beltline Apartment for sale : MLS®# A2343343
705 433 11 Avenue SE Calgary T2G 0C7
$399,990Residential- Status:
- Active
- MLS® Num:
- A2343343
- Bedrooms:
- 2
- Bathrooms:
- 2
- Floor Area:
- 1,026 sq. ft.
***OPEN HOUSE SUNDAY, SEPTEMBER 20 from 2:00 - 4:00*** Love where you live! Stunning City Skyline Views | Upscale design | 24-hour security | Concierge Service | 3 high-speed elevators with touch screens and fob access | Secure Underground Heated Parking & Storage Lockers | Skypark and Courtyard with terrace & BBQ area | Owner’s Lounge & Social Event Room | Guest Suites | Meeting Rooms | Bike Storage. Arriva offers a comprehensive package of premium building amenities, highlighted by a 26-foot ceiling lobby with high-end designer lighting. Medical, Dental & Wellness Spa right in the building. This is your sweet spot in Victoria Park, where Beltline energy meets elevated lock-and-leave living. Just steps from Calgary’s brand-new event centre (opening Fall 2027), this sophisticated 1,026 sq. ft. SW-facing two-bed, two-bath suite in the iconic Arriva tower is drenched in natural light with soaring 9-ft ceilings and floor-to-ceiling windows framing sweeping views of the skyline, Calgary Tower, and Saddledome. The expansive kitchen impresses with sleek quartz counters, panelled fridge and dishwasher, and premium Miele appliances, complemented by vinyl plank flooring throughout. The king-sized primary suite features a generous walk-through closet and private ensuite, while the second bedroom sits beside a full 3-piece bath for ideal guest comfort. Enjoy the convenience of a full-service concierge & security station, a pet-friendly community, and a well-managed board with very low turnover. Unbeatable walkability to the Stampede grounds, Studio Bell, Cowboys Casino, transit, restaurants, cafés, and shopping. Enjoy heated, secure underground parking, bike storage, and a separate storage locker. Urban living doesn’t get better than this. Book your viewing today. We can't wait to show you around! More detailsListed by Royal LePage Benchmark- DIANE RICHARDSON
- CIR REALTY
- 1 (403) 397 3706
- Contact by Email
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402 10060 46 Street NE in Calgary: Saddle Ridge Row/Townhouse for sale : MLS®# A2350599
402 10060 46 Street NE Calgary T3J 2H8
$399,990Residential- Status:
- Active
- MLS® Num:
- A2350599
- Bedrooms:
- 3
- Bathrooms:
- 3
- Floor Area:
- 1,348 sq. ft.
Gorgeous 3-Storey Townhome | Located in the Heart of Savanna NE | 3 Bedrooms | 2.5 Bathrooms | Sleek & Modern Design | Two Toned Kitchen | Honeycomb Backsplash | Stainless Steel Appliances | Kitchen Breakfast Bar | Open Floor Plan | High Ceilings | Large Windows | Incredible Natural Light | Recessed Lighting | 2 Balconies | Attached Garage. Gorgeous 3-storey townhome located in the heart of Savanna NE, offering 3 bedrooms, 2.5 bathrooms, and a sleek, modern design throughout. The front entry opens to stairs leading up to the bright and spacious main (2nd) level, while entry from the attached garage conveniently bypasses the lower level and also brings you directly to the main living space. The open-concept main floor is filled with incredible natural light from large windows and features high ceilings and recessed lighting. The kitchen is beautifully finished with sparkling quartz countertops, two-toned cabinetry, stainless steel appliances, and a stylish honeycomb backsplash. A centred breakfast bar with barstool seating provides the perfect spot for casual meals. The kitchen, dining, and living areas flow seamlessly together, creating a welcoming space for both everyday living and entertaining. Just off the living area is access to the first of two balconies—ideal for easy indoor/outdoor cooking and dining during the warmer months. A 2-piece powder room completes this level. Upstairs, plush carpet leads to three sizeable bedrooms and two full bathrooms. The primary bedroom features a walk-in closet, a 4-piece ensuite, and its own private balcony. Bedrooms 2 and 3 are both generously sized and share a 4-piece bathroom with a tub/shower combo. The conveniently located upper-level hall laundry is tucked away near the bedrooms, maximizing living space while adding everyday functionality. The single attached garage provides year-round covered parking. Ideally situated with easy access to Metis Trail NE and Airport Trail NE, this home offers a perfect blend of style, comfort, and convenience in a vibrant community. More detailsListed by RE/MAX Crown- DIANE RICHARDSON
- CIR REALTY
- 1 (403) 397 3706
- Contact by Email
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3103 80 Greenbriar Place NW in Calgary: Greenwood/Greenbriar Apartment for sale : MLS®# A2291693
3103 80 Greenbriar Place NW Calgary T3B 6J4
$399,900Residential- Status:
- Active
- MLS® Num:
- A2291693
- Bedrooms:
- 2
- Bathrooms:
- 2
- Floor Area:
- 819 sq. ft.
Welcome to Greenbriar, a vibrant and growing community in northwest Calgary. This south-facing main-floor condo offers 818 sq. ft. of well-designed living space with 2 bedrooms and 2 full bathrooms, plus a private terrace with a separate exterior entrance. The kitchen features quartz countertops, full-height cabinetry, upgraded stainless steel appliances, and a large island, ideal for everyday living and entertaining. The open-concept layout connects the kitchen, dining, and living areas, creating a bright and functional space. The bedrooms are thoughtfully positioned on opposite sides of the unit for added privacy. The primary bedroom includes a walk-through closet and a private ensuite with a walk-in shower and subway tile finish. Luxury vinyl plank flooring runs throughout the home for a modern, low-maintenance finish. Enjoy the sunny south-facing terrace, complete with a gas line for a BBQ and convenient direct access from outside. Additional features include in-suite laundry and titled parking. Ideally located just steps from the Calgary Farmers’ Market, shopping, restaurants, transit, parks, pathways, fitness facilities, and outdoor skating rinks. Bowness Park is minutes away, downtown Calgary is approximately an 18-minute drive, and Banff is just over an hour away, making weekend mountain trips easy. A great opportunity to own a move-in-ready condo in a prime location with excellent amenities nearby. More detailsListed by Unison Realty Group Ltd.- DIANE RICHARDSON
- CIR REALTY
- 1 (403) 397 3706
- Contact by Email
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13015 Coventry Hills Way NE in Calgary: Coventry Hills Row/Townhouse for sale : MLS®# A2301343
13015 Coventry Hills Way NE Calgary T3K 0W6
$399,900Residential- Status:
- Active
- MLS® Num:
- A2301343
- Bedrooms:
- 2
- Bathrooms:
- 2
- Floor Area:
- 1,338 sq. ft.
Welcome to Coventry Station! This unit has been lovingly maintained and is freshly painted; ready and waiting for a new owner. Imagine your life simplified for efficiency in this well-appointed, 3 level townhome. An open concept living room, dining room, and kitchen features engineered hardwood floors and is bathed in natural light. Your new deck just beyond the kitchen is perfect for enjoying a morning coffee or barbecuing and unwinding in the evening. Both bedrooms are tucked away upstairs. The primary bedroom features an ensuite and plenty of storage while the secondary bedroom is generously sized too; and offers a cheater door to the primary bathroom. The stackable washer/dryer in the hall will make laundry day a breeze. The attached single car garage has a sizeable storage space conveniently tucked away for seasonal items, your new lifestyle is ready in Coventry Hills; where all the conveniences are within easy reach- an ideal choice with amenities including Schools, Vivo, Shopping Centres, Superstore, Express Bus Park n Ride Terminal, and so much more! More detailsListed by eXp Realty- DIANE RICHARDSON
- CIR REALTY
- 1 (403) 397 3706
- Contact by Email
-
1003 303 13 Avenue SW in Calgary: Beltline Apartment for sale : MLS®# A2314576
1003 303 13 Avenue SW Calgary T2R 0Y9
$399,900Residential- Status:
- Active
- MLS® Num:
- A2314576
- Bedrooms:
- 2
- Bathrooms:
- 2
- Floor Area:
- 848 sq. ft.
WOW! "LOCATION" Welcome to FURNISHED 2 BEDROOM / 2 BATH Condo in The Park! Building perfectly positioned in the Beltline's most coveted locations . Enjoy one of Calgary's most vibrant inner-city locations. Incredible and unobstructed city view of Central Memorial Park , tennis courts, Calgary tower, stampede and mere blocks to Calgary's entertainment district with nightlife ,dining, diverse shops and much more at minutes distance. Residents of THE PARK enjoy an amenity- rich building, including concierge service, GYM, guest suite, social room, rooftop Garden & BBQ area, bike storage , guest parking + bright hallways &modern elevators. Enjoy city view from 10th floor Condo's North West balcony. Primary Bedroom has 4-piece ensuite and walk in closet. Good size 2nd bedroom and 3 piece main bath with shower. Kitchen has island with bar seating, granite counters, stainless steel appliances, and generous work space for every day living. Living room has nice view with sliding door to the balcony, stacking washer and dryer in laundry room. It has central air conditioning, secured heated titled underground parking plus car wash bay. Exceptional value for urban living. More detailsListed by MaxWell Capital Realty- DIANE RICHARDSON
- CIR REALTY
- 1 (403) 397 3706
- Contact by Email
Buying a Calgary Home from $300,000 to Under $400,000
Calgary homes priced from $300,000 to $399,999 can include apartment condos, townhouses, semi-detached properties and, when available, detached homes. Because the property types can vary so much within the same budget, buyers should compare total ownership costs as carefully as asking price.
Buyers searching for Calgary homes for sale under $400,000 may find very different choices depending on location, building age, property type, condition and monthly expenses. A newer condo may offer modern finishes and lower immediate maintenance, while an older townhouse or detached property may provide more space but require greater responsibility for repairs and upkeep.
- Condos Compare monthly fees, parking, storage, reserve-fund planning, included utilities and the overall condition of the building.
- Townhouses Look at ownership structure, exterior maintenance responsibilities, yard space, parking and whether the property is condominium or non-condominium.
- Detached & Semi-Detached When available in this price range, pay close attention to age, roof, windows, heating systems, basement condition, lot and garage.
Condos Under $400,000
Apartment condos can represent a significant portion of the available inventory in this budget. Buyers may find everything from compact one-bedroom units to larger two-bedroom layouts depending on location, building age and amenities.
The asking price alone does not determine affordability. Review:
- Monthly condo fees
- What utilities are included
- Parking rights
- Storage
- Pet restrictions
- Reserve-fund information
- Condominium bylaws
- Recent meeting minutes
- Known or proposed special assessments
A lower-priced condo with high fees can cost more each month than a somewhat more expensive unit in a financially stronger building.
Townhouses from $300,000 to $400,000
Townhouses can appeal to buyers wanting more living space or direct outdoor access without moving into a higher-priced detached home.
Some Calgary townhouses are condominiums, while others may be non-condominium properties. That distinction can affect monthly fees, exterior maintenance, insurance responsibilities and how future repairs are handled.
Compare parking, visitor parking, yard space, storage, basement development and how much exterior maintenance is included.
Detached Homes Under $400,000
The GSC data for this page shows particularly strong interest in Calgary detached homes under $400,000, but detached inventory within this budget can be more limited and may require buyers to make different trade-offs.
When detached homes do appear, buyers may encounter older properties, smaller houses, homes requiring renovations or properties where location and condition have a major influence on price.
Important items to review can include:
- Roof age and condition
- Windows
- Furnace and hot-water equipment
- Electrical and plumbing systems
- Basement condition
- Drainage and grading
- Garage or parking
- Renovation and permit history
What Does the Upper End of the Budget Buy?
A property near $399,000 is not automatically better than one priced closer to $325,000. The higher-priced home may provide more space, parking, newer construction or a stronger location, but it may also carry larger condo fees or different future maintenance obligations.
Compare the complete ownership package rather than assuming that spending closer to the top of the range always provides better value.
Monthly Ownership Costs
Mortgage payments are only one part of affordability. Buyers should also consider:
- Property taxes
- Condo fees where applicable
- Home or condo insurance
- Utilities
- Parking costs
- Routine maintenance
- Future repairs
This is especially important when comparing a condo with a detached or semi-detached property because the expenses are structured differently.
Parking & Storage
Parking can materially affect both convenience and resale appeal. Condo listings may include titled, assigned or leased parking, while townhouses and houses may provide garages, driveways, parking pads or street parking.
Do not assume a parking stall is included simply because it appears in listing photographs. Confirm the legal or assigned parking arrangement and whether additional fees apply.
Newer vs. Older Properties
Newer homes may offer modern layouts, updated building systems and contemporary finishes, while older properties may provide larger floor plans, established locations or different lot characteristics.
Age itself does not determine value. Compare what has already been updated, what may require replacement and how the property has been maintained.
Renovated Properties
Fresh flooring, kitchens and bathrooms can make a home more appealing, but buyers should understand whether renovations extended beyond cosmetic improvements.
Where relevant, investigate electrical work, plumbing changes, basement development, structural alterations and available permits.
Location Within Calgary
Within a $300,000 to $400,000 budget, location can have a major influence on property type and size.
A buyer may choose between a smaller condo in a more central location and a larger townhouse or older property farther from the city centre.
Consider:
- Regular commute
- Transit
- Shopping and services
- Schools where relevant
- Parks and recreation
- Major road access
- Parking requirements
- Future development nearby
First-Time Buyers
This price range can be especially relevant to first-time buyers, but affordability should be based on total monthly and future ownership costs rather than purchase price alone.
Before making an offer, understand your financing, expected closing costs and how much room remains in your budget for repairs, furnishings and unexpected expenses.
Investors
Buyers considering a property for rental purposes should independently review applicable condominium bylaws, municipal requirements, financing considerations and operating costs.
Potential rent alone should not determine whether a property makes sense. Condo fees, insurance, maintenance, vacancy and future capital costs can materially affect the economics of ownership.
Buying vs. Stretching Into the Next Price Range
Some buyers may find that increasing their budget into the $400,000 to $500,000 range opens different property types or locations.
That does not automatically mean stretching the budget is the better decision. Compare the additional monthly cost with the practical benefits the higher-priced property provides.
Selling a Calgary Property in This Price Range
Sellers competing in the $300,000 to $400,000 market should understand what buyers can purchase at a similar price elsewhere in Calgary.
For condos and townhouses, clear information about fees, parking, storage, building improvements and available condominium documents can help buyers compare the property accurately.
For houses and semi-detached properties, buyers may pay particular attention to roofing, windows, mechanical systems, renovations, basement development and parking.
Buying or Selling with Diane Richardson
Diane Richardson can help buyers compare current Calgary homes under $400,000, review important differences between condos, townhouses and houses, and arrange private showings for properties that match their priorities.
Calgary homeowners considering a sale can also request information about current competing properties and relevant comparable sales within their neighbourhood and price range.
Have questions about a Calgary home from $300,000 to under $400,000?
Phone/Text: 403.397.3706 | Email: diane@mypadcalgary.com
Contact Diane Richardson About Calgary Homes Under $400,000
Have questions about a Calgary property priced from $300,000 to under $400,000? Diane Richardson can help you compare condos, townhouses, semi-detached homes and detached properties when available, and arrange private showings for homes that match your budget and priorities.
Whether you are comparing an apartment condo, townhouse, semi-detached property or one of the detached homes that occasionally appears in this price range, Diane can help you review current listings, compare ownership costs and arrange private viewings for the properties that deserve a closer look.
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