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Calgary Homes for Sale Under $400,000
Explore Calgary homes priced from $300,000 to $399,999, including condos, townhouses, semi-detached properties and detached homes when available.
Browse Calgary homes for sale under $400,000 and compare residential properties across a range of communities and housing styles. Within the $300,000 to $399,999 price range, buyers may find apartment condos, townhouses, semi-detached homes and, depending on location and market conditions, some detached houses.
The strongest option is not always the property with the most square footage. Monthly condo fees, parking, storage, renovation quality, location, future maintenance and overall carrying costs can make two similarly priced Calgary homes very different ownership experiences.
- Condos & Apartments Compare monthly fees, parking, storage, building condition, reserve-fund information and included utilities as well as the individual unit.
- Townhouses & Attached Homes Look at ownership structure, exterior maintenance responsibilities, yard space, parking and whether the property is condominium or non-condominium.
- Detached Opportunities Detached homes can appear under $400,000, but condition, age, lot, garage and future maintenance costs deserve careful comparison.
What to Compare in Calgary Homes Under $400,000
At this budget, property type can make a major difference. A newer condo may offer lower immediate maintenance but monthly fees, while an older townhouse or detached home may provide more space and land but place more responsibility for repairs and exterior upkeep on the owner.
For condos, review more than the asking price. Monthly fees, reserve-fund planning, parking and storage rights, bylaws, building insurance and any known or proposed special assessments can materially affect affordability.
For older attached or detached properties, pay closer attention to roofing, windows, heating systems, plumbing, electrical components, basement condition, drainage and renovation history. A lower purchase price can be less attractive if significant repairs are expected soon after possession.
Explore More Calgary Homes
Interested in a Calgary home under $400,000?
Send Diane the property address or MLS® number to request additional information, compare it with similar properties or arrange a private showing.
Phone/Text: 403.397.3706
Email: diane@mypadcalgary.com
Contact Form: Ask About a Calgary Property
Explore Calgary Homes for Sale by Price Range
Compare Calgary real estate across different budgets and see how property type, size, location and features can change from one price range to the next. The current page focuses on homes priced from $300,000 to under $400,000.
Calgary Homes for Sale Under $400,000
Homes for Sale Under $400,000 Calgary | $300K–$400K
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218 323 20 Avenue SW in Calgary: Mission Apartment for sale : MLS®# A2349390
218 323 20 Avenue SW Calgary T2S 2G5 
$399,999.99Residential- Status:
- Active
- MLS® Num:
- A2349390
- Bedrooms:
- 2
- Bathrooms:
- 2
- Floor Area:
- 689 sq. ft.
Welcome to urban living in the heart of Mission with TWO TITLED PARKING SPOTS! This beautifully updated condo offers the perfect combination of modern comfort, exceptional building amenities, and an unbeatable inner-city location. Just steps from the shops, restaurants, cafés and nightlife of 4th Street and 17th Avenue, this is an opportunity to enjoy one of Calgary’s most vibrant and walkable communities. Inside, the unit has been thoughtfully refreshed with upgraded luxury vinyl plank flooring and carpet, along with a full repaint completed in late 2021. A brand-new LG WashTower was installed in August 2025 and includes a transferable 5-year warranty, while a new garburator was added in July 2026. Step outside onto your private patio overlooking 20 Avenue SW, where mature trees provide a pleasant streetscape and added privacy. A natural gas line makes summer BBQs easy. One of the standout features of this property is the rare inclusion of two titled parking stalls, along with an assigned storage locker — an exceptional bonus for inner-city living. Completed in 2014 with LEED certification, the building has been well managed and offers an impressive selection of conveniences. Residents enjoy two elevators, secure bike storage, indoor garbage, recycling and organics collection, eight complimentary visitor parking stalls, and a resident car wash bay in the P2 parkade. The building's security system was upgraded in 2025 with additional cameras, including monitored front entrance and parkade access. The building is also pet friendly and features a shared outdoor garden where owners can plant vegetables or flowers each spring. Condo fees include gas/heat and water, leaving electricity as the primary utility paid separately by the owner. With two titled parking stalls, updated finishes, in-suite laundry, storage, excellent building amenities and everything Mission has to offer just outside your door, this property delivers a combination of location, convenience and value that is hard to find in Calgary's inner city. More detailsListed by Real Broker- DIANE RICHARDSON
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- 1 (403) 397 3706
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2103 333 Taralake Way NE in Calgary: Taradale Row/Townhouse for sale : MLS®# A2317223
2103 333 Taralake Way NE Calgary T3J 0R5
$399,999Residential- Status:
- Active
- MLS® Num:
- A2317223
- Bedrooms:
- 3
- Bathrooms:
- 4
- Floor Area:
- 1,359 sq. ft.
$$$ Investors & First-Time Home Buyers Alert! $$$ *** DO NOT MISS THIS EXCEPTIONAL OPPERTUNITY to own a beautiful East-facing townhouse where SELLER REDUCED $25000.00 (TWENTY FIVE THOUSAND DOLLARS) *** This stunning home features 3 Spacious BEDROOMS, 2.5 BATHROOMS, and a FULLY DEVELOPED BASEMENT complete with a lovely RECREATIONAL ROOM and an additional HALF BATHROOM includes DOUBLE ATTACHED GARAGE with ample of parking and storage. ######## MAIN FEATURES---->> Fresh New flooring on he main level and freshly painted walls. Bright living room with abundant natural light. Master bedroom with private ensuite. Two additional bedrooms with a full bathroom. Builder Upgrades---->> Granite countertops in the kitchen and all bathrooms. Full-height kitchen cabinets for added storage. Extended eating bar for functionality and style. Upgraded appliances (Refrigerator, Washer & Dryer). Gas line on the deck for BBQ convenience. Centralized Vacuum line. Additional Highlights---->> Elevated entrance with only four units in the complex. High-efficiency furnace for year-round comfort. Underground sprinkler system for easy lawn care. Close to schools, parks, amenities, transportation routes, Train Station, Genesis Centre, and Public Library. This is a RARE CHANCE to own a prestigious townhouse at this LOW PRICE in a highly desirable location. Schedule your viewing today and make this beautiful home yours. More detailsListed by URBAN-REALTY.ca- DIANE RICHARDSON
- CIR REALTY
- 1 (403) 397 3706
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3210 740 Legacy Village Road SE in Calgary: Legacy Apartment for sale : MLS®# A2324858
3210 740 Legacy Village Road SE Calgary T2X 6A6
$399,999Residential- Status:
- Active
- MLS® Num:
- A2324858
- Bedrooms:
- 2
- Bathrooms:
- 2
- Floor Area:
- 1,023 sq. ft.
Deal Alert! This home is only 1 year old and price well below last years price. It This exceptional 1,023 sq. ft. second-floor corner unit, where luxury finishes, abundant natural light, and an ideal floor plan create a home that truly stands apart. Showcasing a beautiful, timeless neutral palette selected for discerning tastes, this home blends elegance with everyday comfort. With windows on two sides, desirable south and east exposure, and two covered patios, this bright and spacious home offers the perfect balance of indoor comfort and outdoor enjoyment. The beautifully upgraded kitchen is designed to impress, featuring Noble White quartz countertops, a stunning marble herringbone Calacatta polished tile backsplash, premium 42” shaker cabinetry with additional upper cabinets, brushed nickel hardware, an extended island with seating, an additional bank of drawers for exceptional storage, an undermount sink, upgraded chrome faucet, stylish pendant lighting, and pot lights. Thoughtfully designed with abundant cabinetry, storage, and workspace, it is as functional as it is beautiful. The open-concept living and dining area is warm and inviting, offering seamless access to the dual covered patios—ideal for morning coffee, entertaining, or relaxing in the sunshine throughout the day. Weathered Canvas luxury vinyl plank flooring, Perla Grigia matte tile, and Putty Gray carpeting complement the sophisticated interior. The thoughtfully designed layout provides excellent privacy, with the spacious primary suite on one side of the home and the generous second bedroom on the other. The primary retreat features custom closet organizers and a luxurious ensuite with dual undermount sinks, quartz countertops, a shower with a glass door, and an added bank of drawers providing exceptional storage and functionality. The main bathroom is beautifully appointed with quartz countertops, an undermount sink, and a relaxing soaker tub. The current owners have further enhanced the home with three ceiling fans and central air conditioning, providing year-round comfort. Additional features include a titled heated underground parking stall and a separate storage locker. Perfect for professionals, downsizers, first-time buyers, or anyone seeking a lock-and-leave lifestyle, this immaculate home is ideally located close to shopping, restaurants, schools, parks, playgrounds, and extensive walking and cycling pathways, with quick access to both Macleod Trail and Stoney Trail. Beautifully upgraded, exceptionally bright, and offering one of the finest corner locations in the complex, this move-in ready home is a rare opportunity in the award-winning community of Legacy. More detailsListed by Real Broker- DIANE RICHARDSON
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- 1 (403) 397 3706
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767 Whitehill Way NE in Calgary: Whitehorn Semi Detached (Half Duplex) for sale : MLS®# A2339345
767 Whitehill Way NE Calgary T1Y 3E6
$399,999Residential- Status:
- Active
- MLS® Num:
- A2339345
- Bedrooms:
- 3
- Bathrooms:
- 3
- Floor Area:
- 1,106 sq. ft.
Welcome to 767 Whitehill Way NE, a well-cared-for, freshly painted two storey home in Whitehorn with 3 bedrooms, 2.5 bathrooms, a fully finished basement, and no condo fees. The current owners have kept this home in great shape since the day they bought it, and it shows. The main floor is bright and practical, with a comfortable living room, an updated kitchen with a full appliance package, laminate flooring, and a handy half bath. Upstairs are three good-sized bedrooms and a full bathroom. The finished basement is where this home really surprises you: two separate rec rooms give you flexible space for a family room, home office, gym, or guest space, and either one could be converted into a bedroom down the road (with City approval) if you need it. You'll also find a 4PC washroom and a wet bar downstairs, ready for movie nights and game days. Outside, the sunny southeast-backing yard is a great spot for kids, pets, or summer barbecues. The backyard fence will be replaced with brand new fencing before possession day, so you move in with that job already done. Off the paved back lane there's a gravel pad with parking for three vehicles, with plenty of room to build an oversized double garage later if that's on your list. The location is hard to beat. Minutes to the Whitehorn C-Train station, schools, and playgrounds, with Sunridge Mall, Superstore, and everyday shopping just minutes away. Commuting is easy too, with quick access to 16th Avenue, 32nd Avenue, McKnight Blvd, and Stoney Trail Solid home, unbeatable convenience, and a price point that works for first-time buyers and investors alike. Book your showing today, because homes in this pocket don't sit long. More detailsListed by Century 21 Bravo Realty- DIANE RICHARDSON
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84 Brae Glen Lane SW in Calgary: Braeside Row/Townhouse for sale : MLS®# A2339552
84 Brae Glen Lane SW Calgary T2W 1B6
$399,999Residential- Status:
- Active
- MLS® Num:
- A2339552
- Bedrooms:
- 3
- Bathrooms:
- 3
- Floor Area:
- 1,448 sq. ft.
Welcome to this inviting 3 bedroom townhome offering a functional 4 level split layout and a fantastic location backing onto peaceful greenspace. The spacious design provides plenty of room for both everyday living and entertaining, with a bright and comfortable atmosphere throughout. The primary bedroom features a convenient 2 piece ensuite, while two additional bedrooms provide flexibility for family, guests, or a home office. Enjoy the added privacy and natural setting of backing directly onto greenspace which is a wonderful spot to relax and enjoy the outdoors. Ideally located close to schools, shopping, parks, and the Southland Leisure Centre, this home offers easy access to recreation and everyday amenities. A great opportunity for first time buyers, families, or investors looking for a well located townhome with a unique multi-level layout and greenspace behind. Call your favourite Realtor today to book your private viewing. More detailsListed by Century 21 Masters- DIANE RICHARDSON
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- 1 (403) 397 3706
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40 Fonda Crescent SE in Calgary: Forest Heights Semi Detached (Half Duplex) for sale : MLS®# A2343307
40 Fonda Crescent SE Calgary T2A 5S6
$399,999Residential- Status:
- Active
- MLS® Num:
- A2343307
- Bedrooms:
- 3
- Bathrooms:
- 2
- Floor Area:
- 1,092 sq. ft.
If you have been looking for a move in ready home that has been updated and immaculately maintained here it is! Welcome home to this 3 bed, 1.5 bath home located on a quiet street in the established community of Forest Heights. This home has been lovingly cared for by the owner for over 30 years and shows pride of ownership throughout. Situated on a huge level lot with west facing backyard, this property also offers an enclosed carport and extra-long paved driveway with parking for 3+ cars. The main level features a bright and spacious living and dining area with plenty of natural light and upgraded luxury vinyl plank flooring. The updated kitchen features newer cabinets, hardware, new lighting and new backsplash. It is thoughtfully designed with tons of cabinets and counter space, a double pantry and eat-in area overlooking the private backyard. A convenient 2 piece bathroom and mud room complete the main floor. Upstairs you will find 3 spacious bedrooms, all with new doors and lighting. The primary bedroom is extra-large, with room for a king sized bed, plus an oversized closet. A 4 piece bathroom completes the upstairs. The lower level is fully developed with a big open space and cozy gas stove. This flexible space would make a great family room, work from home space, play area or gym. There is an abundance of storage so you have a place for everything. Outside you will find a large fully fenced west facing back yard with low maintenance landscaping. The oversized deck with gazebo is the perfect place to relax entertain, play and enjoy the outdoors.. There is a good sized garden shed for storing all your yard and garden needs. Additional upgrades include new front and back doors with built in blinds, 2 new windows were added for additional natural light, all new interior doors, all new lights, upgraded glass panel staircases and gas stove in the basement. The property is conveniently located near parks, schools, shopping, public transit, and major roadways making commuting a breeze. It’s rare that such a great property comes onto the market. You won’t want to miss this one! Book your showing today. More detailsListed by Real Estate Professionals Inc.- DIANE RICHARDSON
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- 1 (403) 397 3706
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42 200 Belmont Street SW in Calgary: Belmont Row/Townhouse for sale : MLS®# A2345880
42 200 Belmont Street SW Calgary T2X 4W8
$399,999Residential- Status:
- Active
- MLS® Num:
- A2345880
- Bedrooms:
- 2
- Bathrooms:
- 3
- Floor Area:
- 1,357 sq. ft.
Welcome to this brand-new 3-storey townhome in Belmont, offering 1,357.37 sq. ft. of thoughtfully designed living space with a modern, functional layout. This home features 2 bedrooms, 2.5 bathrooms, and a single attached garage, making it an excellent option for first-time buyers, professionals, couples, downsizers, or investors. The main floor offers a bright open-concept design with a contemporary kitchen featuring quartz countertops, modern cabinetry, stainless steel appliances, and a spacious island, flowing seamlessly into the dining and living areas. Upstairs, you'll find two well-sized bedrooms, including a comfortable primary suite, along with convenient upper-floor laundry. Enjoy your own private outdoor space while being surrounded by parks, playgrounds, ponds, and scenic pathways. With easy access to major roadways, public transit, shopping, and future amenities, this home offers the perfect combination of modern living, convenience, and low-maintenance ownership. Pet-friendly and rental-friendly, this move-in-ready home is an excellent opportunity to own in one of Calgary's growing communities. More detailsListed by Pulse Real Estate- DIANE RICHARDSON
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- 1 (403) 397 3706
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409 30 Walgrove Walk SE in Calgary: Walden Apartment for sale : MLS®# A2337382
409 30 Walgrove Walk SE Calgary T2X 4M9
$399,998Residential- Status:
- Active
- MLS® Num:
- A2337382
- Bedrooms:
- 2
- Bathrooms:
- 2
- Floor Area:
- 954 sq. ft.
Stylish and inviting and move-in ready! This TOP FLOOR 2 bedroom, 2 bathroom condo in Walden offers 954 sq. ft. of bright living space with a trendy, modern feel. The updated kitchen features crisp white cabinetry, quartz countertops, stainless steel appliances, a subway tile backsplash and a large island with plenty of seating. The open-concept living and dining area is spacious and filled with natural light, with easy access to the huge wraparound balcony—an amazing spot for morning coffee, summer BBQs or simply enjoying the views. The primary bedroom offers a walk-in closet and 4-piece ensuite, while the second bedroom is a great size and is conveniently located near the main 4-piece bathroom. You'll also appreciate the in-suite laundry and durable luxury vinyl plank flooring throughout. Being on the top floor means no one above you, and the large balcony gives you an impressive amount of outdoor space rarely found in a condo. Located close to shopping, restaurants. Being built by Logel homes this building also features a skim coat of thinset concrete on every floor making the building extremely quiet! More detailsListed by eXp Realty- DIANE RICHARDSON
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- 1 (403) 397 3706
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402 10060 46 Street NE in Calgary: Saddle Ridge Row/Townhouse for sale : MLS®# A2350599
402 10060 46 Street NE Calgary T3J 2H8
$399,990Residential- Status:
- Active
- MLS® Num:
- A2350599
- Bedrooms:
- 3
- Bathrooms:
- 3
- Floor Area:
- 1,348 sq. ft.
Gorgeous 3-Storey Townhome | Located in the Heart of Savanna NE | 3 Bedrooms | 2.5 Bathrooms | Sleek & Modern Design | Two Toned Kitchen | Honeycomb Backsplash | Stainless Steel Appliances | Kitchen Breakfast Bar | Open Floor Plan | High Ceilings | Large Windows | Incredible Natural Light | Recessed Lighting | 2 Balconies | Attached Garage. Gorgeous 3-storey townhome located in the heart of Savanna NE, offering 3 bedrooms, 2.5 bathrooms, and a sleek, modern design throughout. The front entry opens to stairs leading up to the bright and spacious main (2nd) level, while entry from the attached garage conveniently bypasses the lower level and also brings you directly to the main living space. The open-concept main floor is filled with incredible natural light from large windows and features high ceilings and recessed lighting. The kitchen is beautifully finished with sparkling quartz countertops, two-toned cabinetry, stainless steel appliances, and a stylish honeycomb backsplash. A centred breakfast bar with barstool seating provides the perfect spot for casual meals. The kitchen, dining, and living areas flow seamlessly together, creating a welcoming space for both everyday living and entertaining. Just off the living area is access to the first of two balconies—ideal for easy indoor/outdoor cooking and dining during the warmer months. A 2-piece powder room completes this level. Upstairs, plush carpet leads to three sizeable bedrooms and two full bathrooms. The primary bedroom features a walk-in closet, a 4-piece ensuite, and its own private balcony. Bedrooms 2 and 3 are both generously sized and share a 4-piece bathroom with a tub/shower combo. The conveniently located upper-level hall laundry is tucked away near the bedrooms, maximizing living space while adding everyday functionality. The single attached garage provides year-round covered parking. Ideally situated with easy access to Metis Trail NE and Airport Trail NE, this home offers a perfect blend of style, comfort, and convenience in a vibrant community. More detailsListed by RE/MAX Crown- DIANE RICHARDSON
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- 1 (403) 397 3706
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2208 910 5 Avenue SW in Calgary: Downtown Commercial Core Apartment for sale : MLS®# A2303361
2208 910 5 Avenue SW Calgary T2P 0C3
$399,980Residential- Status:
- Active
- MLS® Num:
- A2303361
- Bedrooms:
- 2
- Bathrooms:
- 2
- Floor Area:
- 953 sq. ft.
ATTENTION: A HUGE ($28,000) PRICE REDUCTION.........This SW-facing Luxury Corner Unit Offers Pleasant Open Views of the Bow River and the Canadian Rockies you surely would Enjoy. An abundance of natural sunlight floods into the unit through those floor-to-ceiling, high-grade UV-protected windows. This unit is loaded with upgrades: GRANITE COUNTERTOPS and BATHROOM VANITIES, HARDWOOD FLOOR, upgraded Washer/Dryer, and S/S Appliances. 953 square feet of comfortable living space, with 2 privately en-suite Bedrooms. Five West Executive Condo Phase 2 is a highly desirable condo for the following reasons. 1.. A high-quality building with UV-protected windows, acoustic soundproofing, and high-quality building materials. 2.. A superb location, only 500 feet away from the beautiful Prince Island Park, the Bow River, and the River Park Pathway. And only a short block away from the downtown C Train Station and amenities. 3.. A well-managed building, a luxurious lobby, daily Concierge services, 24-hour security, titled parking, visitor parking, party room, Car Wash, and storage. This freshly Painted Executive unit is a perfect place to call home or keep it as a high-end Executive Rental. Don't Wait, CALL NOW TO VIEW !!!! Please Note ( Open House on Sept 5,6,7 from 1.30-4) More detailsListed by TREC The Real Estate Company- DIANE RICHARDSON
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- 1 (403) 397 3706
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3103 80 Greenbriar Place NW in Calgary: Greenwood/Greenbriar Apartment for sale : MLS®# A2291693
3103 80 Greenbriar Place NW Calgary T3B 6J4
$399,900Residential- Status:
- Active
- MLS® Num:
- A2291693
- Bedrooms:
- 2
- Bathrooms:
- 2
- Floor Area:
- 819 sq. ft.
Welcome to Greenbriar, a vibrant and growing community in northwest Calgary. This south-facing main-floor condo offers 818 sq. ft. of well-designed living space with 2 bedrooms and 2 full bathrooms, plus a private terrace with a separate exterior entrance. The kitchen features quartz countertops, full-height cabinetry, upgraded stainless steel appliances, and a large island, ideal for everyday living and entertaining. The open-concept layout connects the kitchen, dining, and living areas, creating a bright and functional space. The bedrooms are thoughtfully positioned on opposite sides of the unit for added privacy. The primary bedroom includes a walk-through closet and a private ensuite with a walk-in shower and subway tile finish. Luxury vinyl plank flooring runs throughout the home for a modern, low-maintenance finish. Enjoy the sunny south-facing terrace, complete with a gas line for a BBQ and convenient direct access from outside. Additional features include in-suite laundry and titled parking. Ideally located just steps from the Calgary Farmers’ Market, shopping, restaurants, transit, parks, pathways, fitness facilities, and outdoor skating rinks. Bowness Park is minutes away, downtown Calgary is approximately an 18-minute drive, and Banff is just over an hour away, making weekend mountain trips easy. A great opportunity to own a move-in-ready condo in a prime location with excellent amenities nearby. More detailsListed by Unison Realty Group Ltd.- DIANE RICHARDSON
- CIR REALTY
- 1 (403) 397 3706
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13015 Coventry Hills Way NE in Calgary: Coventry Hills Row/Townhouse for sale : MLS®# A2301343
13015 Coventry Hills Way NE Calgary T3K 0W6
$399,900Residential- Status:
- Active
- MLS® Num:
- A2301343
- Bedrooms:
- 2
- Bathrooms:
- 2
- Floor Area:
- 1,338 sq. ft.
Welcome to Coventry Station! This unit has been lovingly maintained and is freshly painted; ready and waiting for a new owner. Imagine your life simplified for efficiency in this well-appointed, 3 level townhome. An open concept living room, dining room, and kitchen features engineered hardwood floors and is bathed in natural light. Your new deck just beyond the kitchen is perfect for enjoying a morning coffee or barbecuing and unwinding in the evening. Both bedrooms are tucked away upstairs. The primary bedroom features an ensuite and plenty of storage while the secondary bedroom is generously sized too; and offers a cheater door to the primary bathroom. The stackable washer/dryer in the hall will make laundry day a breeze. The attached single car garage has a sizeable storage space conveniently tucked away for seasonal items, your new lifestyle is ready in Coventry Hills; where all the conveniences are within easy reach- an ideal choice with amenities including Schools, Vivo, Shopping Centres, Superstore, Express Bus Park n Ride Terminal, and so much more! More detailsListed by eXp Realty- DIANE RICHARDSON
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- 1 (403) 397 3706
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Buying a Calgary Home from $300,000 to Under $400,000
Calgary homes priced from $300,000 to $399,999 can include apartment condos, townhouses, semi-detached properties and, when available, detached homes. Because the property types can vary so much within the same budget, buyers should compare total ownership costs as carefully as asking price.
Buyers searching for Calgary homes for sale under $400,000 may find very different choices depending on location, building age, property type, condition and monthly expenses. A newer condo may offer modern finishes and lower immediate maintenance, while an older townhouse or detached property may provide more space but require greater responsibility for repairs and upkeep.
- Condos Compare monthly fees, parking, storage, reserve-fund planning, included utilities and the overall condition of the building.
- Townhouses Look at ownership structure, exterior maintenance responsibilities, yard space, parking and whether the property is condominium or non-condominium.
- Detached & Semi-Detached When available in this price range, pay close attention to age, roof, windows, heating systems, basement condition, lot and garage.
Condos Under $400,000
Apartment condos can represent a significant portion of the available inventory in this budget. Buyers may find everything from compact one-bedroom units to larger two-bedroom layouts depending on location, building age and amenities.
The asking price alone does not determine affordability. Review:
- Monthly condo fees
- What utilities are included
- Parking rights
- Storage
- Pet restrictions
- Reserve-fund information
- Condominium bylaws
- Recent meeting minutes
- Known or proposed special assessments
A lower-priced condo with high fees can cost more each month than a somewhat more expensive unit in a financially stronger building.
Townhouses from $300,000 to $400,000
Townhouses can appeal to buyers wanting more living space or direct outdoor access without moving into a higher-priced detached home.
Some Calgary townhouses are condominiums, while others may be non-condominium properties. That distinction can affect monthly fees, exterior maintenance, insurance responsibilities and how future repairs are handled.
Compare parking, visitor parking, yard space, storage, basement development and how much exterior maintenance is included.
Detached Homes Under $400,000
The GSC data for this page shows particularly strong interest in Calgary detached homes under $400,000, but detached inventory within this budget can be more limited and may require buyers to make different trade-offs.
When detached homes do appear, buyers may encounter older properties, smaller houses, homes requiring renovations or properties where location and condition have a major influence on price.
Important items to review can include:
- Roof age and condition
- Windows
- Furnace and hot-water equipment
- Electrical and plumbing systems
- Basement condition
- Drainage and grading
- Garage or parking
- Renovation and permit history
What Does the Upper End of the Budget Buy?
A property near $399,000 is not automatically better than one priced closer to $325,000. The higher-priced home may provide more space, parking, newer construction or a stronger location, but it may also carry larger condo fees or different future maintenance obligations.
Compare the complete ownership package rather than assuming that spending closer to the top of the range always provides better value.
Monthly Ownership Costs
Mortgage payments are only one part of affordability. Buyers should also consider:
- Property taxes
- Condo fees where applicable
- Home or condo insurance
- Utilities
- Parking costs
- Routine maintenance
- Future repairs
This is especially important when comparing a condo with a detached or semi-detached property because the expenses are structured differently.
Parking & Storage
Parking can materially affect both convenience and resale appeal. Condo listings may include titled, assigned or leased parking, while townhouses and houses may provide garages, driveways, parking pads or street parking.
Do not assume a parking stall is included simply because it appears in listing photographs. Confirm the legal or assigned parking arrangement and whether additional fees apply.
Newer vs. Older Properties
Newer homes may offer modern layouts, updated building systems and contemporary finishes, while older properties may provide larger floor plans, established locations or different lot characteristics.
Age itself does not determine value. Compare what has already been updated, what may require replacement and how the property has been maintained.
Renovated Properties
Fresh flooring, kitchens and bathrooms can make a home more appealing, but buyers should understand whether renovations extended beyond cosmetic improvements.
Where relevant, investigate electrical work, plumbing changes, basement development, structural alterations and available permits.
Location Within Calgary
Within a $300,000 to $400,000 budget, location can have a major influence on property type and size.
A buyer may choose between a smaller condo in a more central location and a larger townhouse or older property farther from the city centre.
Consider:
- Regular commute
- Transit
- Shopping and services
- Schools where relevant
- Parks and recreation
- Major road access
- Parking requirements
- Future development nearby
First-Time Buyers
This price range can be especially relevant to first-time buyers, but affordability should be based on total monthly and future ownership costs rather than purchase price alone.
Before making an offer, understand your financing, expected closing costs and how much room remains in your budget for repairs, furnishings and unexpected expenses.
Investors
Buyers considering a property for rental purposes should independently review applicable condominium bylaws, municipal requirements, financing considerations and operating costs.
Potential rent alone should not determine whether a property makes sense. Condo fees, insurance, maintenance, vacancy and future capital costs can materially affect the economics of ownership.
Buying vs. Stretching Into the Next Price Range
Some buyers may find that increasing their budget into the $400,000 to $500,000 range opens different property types or locations.
That does not automatically mean stretching the budget is the better decision. Compare the additional monthly cost with the practical benefits the higher-priced property provides.
Selling a Calgary Property in This Price Range
Sellers competing in the $300,000 to $400,000 market should understand what buyers can purchase at a similar price elsewhere in Calgary.
For condos and townhouses, clear information about fees, parking, storage, building improvements and available condominium documents can help buyers compare the property accurately.
For houses and semi-detached properties, buyers may pay particular attention to roofing, windows, mechanical systems, renovations, basement development and parking.
Buying or Selling with Diane Richardson
Diane Richardson can help buyers compare current Calgary homes under $400,000, review important differences between condos, townhouses and houses, and arrange private showings for properties that match their priorities.
Calgary homeowners considering a sale can also request information about current competing properties and relevant comparable sales within their neighbourhood and price range.
Have questions about a Calgary home from $300,000 to under $400,000?
Phone/Text: 403.397.3706 | Email: diane@mypadcalgary.com
Contact Diane Richardson About Calgary Homes Under $400,000
Have questions about a Calgary property priced from $300,000 to under $400,000? Diane Richardson can help you compare condos, townhouses, semi-detached homes and detached properties when available, and arrange private showings for homes that match your budget and priorities.
Whether you are comparing an apartment condo, townhouse, semi-detached property or one of the detached homes that occasionally appears in this price range, Diane can help you review current listings, compare ownership costs and arrange private viewings for the properties that deserve a closer look.
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